How: calculate expenditures of bankruptcies

There are several annexes must be completed if you bankruptcy protection file. One of them is the cost of living of the debtor in annex. To complete a J of the annex, a debtor must know how much he spends in the month. This includes this overhead such as utilities, rent and food and any other thing that the debtor could spend money on.Difficulty: ModerateInstructions1Compile a list of your fixed monthly costs. It is mortgage or rent, insurance, car payments and (if applicable) children and alimony. 2Write down payments for each utility for 12 months. Divide each payment by 12 get an average of, what are your utility bills a year. 3Determine how much you eat monthly spend including the money spent to eat and money traveling "between" at the grocery store for things like bread and milk. Add expenditure for snacks, baking soda, coffee and other food break that work. 4Figure costs average monthly gasoline for each vehicle purchase, add you own,. List of issues as gifts, holidays, gifts, entertainment and subscriptions. Figure for gifts entertainment, holiday and other expenses that a year in the course of time to spend, and then divide this number in to get an average monthly amount by 12.